When you have a classic car, it is about more than just getting from place to place; your car becomes a treasure and an investment piece you can enjoy for many years.

What Type of Protection Does a Classic Car Need In Michigan

There are no special needs for a classic car in Michigan, and a classic car must follow the same standards as any other car. In Michigan, because it is a no-fault state, each person has to have enough insurance to cover themselves and any other parties that may have damages in an accident. This usually correlates to $20,000 for bodily injury coverage per person, $40,000 per accident, and $10,000 for property damage liability, also known as a 20/40/10 policy. You also need personal injury protection if you get injured because of an accident. Failure to have appropriate insurance can lead to fines, jail time, or both.

What Makes Classic Car Insurance Unique

While insurance is needed for any car in Lexington, Michigan, there are some special considerations you’ll have to consider when buying insurance for your classic car. While most cars can be swapped out when they are damaged, classic cars are not just about practicality. They are a collector’s item and often have a lot of sentimental value. At North Coast Insurance Services, we understand that getting a policy customized for your classic car can help you give your classic car a long life and sure up your investment. Car collectors put a lot of time and effort into their classic cars, and their insurance policies should reflect that.

Protecting Your Classic Car

If you’re like most classic car owners, your classic car is precious to you. By opting to get insurance through North Coast Insurance Services, anyone in Lexington, MI, and the nearby areas can get the right coverage for their specific circumstances and have peace of mind when it comes to one of their most prized possessions.