Welcome to North Coast Insurance Services

North Coast Insurance Services is an independent insurance agency with offices in Troy and Lexington, MI. We compare coverage from multiple trusted carriers to find the right protection at the right price.

Our agents explain your options in plain language, so you can make confident decisions for your family, home, and business anywhere in Michigan.

Home, Condo & Renters Insurance

Whether you own or rent, the right policy protects your property and belongings from Michigan's storms, fires, and unexpected accidents. We also cover seasonal and secondary homes, including lakeshore cottages.

Michigan Auto Insurance

Michigan's no-fault law gives you choices, including your level of PIP medical coverage, and those choices affect both your rate and your protection. We'll help you find the right balance for every driver in your household.

Farm & Ranch Insurance

Your farm is your home and your livelihood. Our farm policies can cover your residence, outbuildings, equipment, and farm personal property, plus liability protection with medical payments to others included.

Life, Business & Umbrella Insurance

Secure your family's future with life insurance, protect your company with commercial coverage, and add an umbrella policy for extra liability protection above your home and auto limits.

Landlord & Vacant Property Insurance

Renting out a home or holding a vacant property? A landlord or vacant property policy helps protect you from costly repairs and liability claims. Explore more coverage options.

Get Your Free Michigan Insurance Quote

Ready to see how much you could save? Compare quotes online in minutes, or call our Troy office at 248-892-6200 or our Lexington office at 810-359-2678. You can also email an agent, and a local North Coast agent will help you find the right coverage.